AFFECTED BY COVID-19?

We help to choose the optimal health insurance for people affected by COVID-19 (Coronavirus)

LOST JOB due to coronavirus disease 2020 (COVID-19)

More than 27 million people have lost jobs since the beginning of 2020 due to the effects of COVID-19.

Losing a job is always bad, but losing healthcare assistance is even worse. Maintaining affordable health insurance is very important in this current risky time. You must be sure you can afford treatment for yourself and your family should you need it. There are different options such as Consolidated Omnibus Budget Reconciliation Act (COBRA) and the Affordable Care Act’s Open Enrollment (a.k.a. Marketplace or Obamacare). Nebula Health has an automated algorithm, which will tell you which one is better, or provide more information to understand your healthcare options better.

COBRA lets you keep your health insurance

COBRA allows you to keep your current health coverage for 18 months, as long as you pay your portion of the premium as well as your employer’s premiums.

Even if you are affected by COVID-19 and lost your job, don’t panic. You’re still covered. However, it is important to understand that the employer’s portion may be so high that it will not be worth it. The innovative algorithm from Nebula Health will confirm which option works better for you.

OPEN ENROLLMENT may be a better option

Considering the employer portion of the premium, Open Enrollment may have more benefits than COBRA.

When choosing which option works the best, you may need to know many factors—monthly premiums, coverage (you, spouse, dependents, etc.), deductible, maximum out-of-pocket expenses, coverage for doctor visits, specialists, drugs and so many more. But don’t you want better use of your time? Nebula Health takes the burden away for you and automates the decision-making process. With use of our proprietary matching algorithm, you can find the best plan that works for you.